CONSUMER REPORT AND SSA AUTHORIZATION
Effective as of December 27, 2023

By submitting your application, you authorize ONE Finance Inc and its affiliates (ONE) and ONE’s banking partners to obtain one or more consumer reports and other information about you from consumer reporting agencies and/or other third party sources for use in:

• Evaluating your application;
• Servicing or monitoring any product you may obtain from or through ONE;
• Collecting any amounts due or enforcing upon any account you may receive from or through ONE;
• Providing your credit data to you;
• Offering you financial products and services; and/or
• Any other related purposes.

Upon request, we will inform you whether or not a consumer report was obtained and the name and address of the consumer reporting agency that furnished the report. You acknowledge that, after evaluating your application and consumer report, we may decline to open an account for you.

Authorization for the Social Security Administration to Disclose Your Social Security Number Verification

I authorize the Social Security Administration (SSA) to verify and disclose to ONE Finance, Inc. and its affiliates through Socure Inc., their service provider, for the purpose of this application whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days.